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Home buying

Find, negotiate and close on the right home without guessing

Buying in South Florida moves fast, and the details that cost buyers money are rarely in the listing: HOA reserves, flood zone, insurance quotes and what comparable homes actually closed for.

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Two-storey house with a covered front porch, a stone base and a green lawn

Who Elizabeth works with

Buyers Elizabeth works with

  • First-time buyers

    A monthly payment, not just a price range, and every cost explained before you write an offer.

    Elizabeth helps with

    • Budget and pre-approval
    • HOA fees, insurance and closing costs
    • Inspection and appraisal deadlines
  • Buying a home to live in

    Houses, townhomes and condos across Miami-Dade, Broward, West Palm Beach and Orlando.

    Elizabeth helps with

    • Custom MLS searches and new-listing alerts
    • Private showings scheduled around your week
    • Comparable-sales analysis before every offer
  • Condo buyers

    In a condo, the association matters as much as the unit.

    Elizabeth helps with

    • Budgets, reserves and recent assessments
    • Rental and pet rules
    • Recertification and insurance questions
  • Luxury and waterfront

    Estates, waterfront homes and high-rise residences, compared on closed sales.

    Elizabeth helps with

    • Coral Gables, Miami Beach and Fort Lauderdale
    • Flood zone and insurance quotes
    • Negotiation on price, credits and terms
  • Investors

    Rental and investment property, with the rental rules checked before you commit.

    Elizabeth helps with

    • Current rents and comparable sales
    • HOA and short-term rental restrictions
    • Pre-construction projects
  • Moving between South and Central Florida

    Relocating from Miami or Broward to Orlando, or the other way.

    Elizabeth helps with

    • Selling on one end and buying on the other
    • New-construction communities in Orlando
    • Timelines that line up

The buying process

From first call to closing day

A clear process, so you always know what happens next and who is handling it.

  1. Step 1

    Buyer consultation

    Budget, timing, neighborhoods and financing, and your pre-approval lined up.

  2. Step 2

    Search and showings

    Targeted searches, honest feedback on each property, and showings scheduled around you.

  3. Step 3

    Offer and negotiation

    An offer priced from real comparables, then negotiation on price, credits and terms.

  4. Step 4

    Inspection, appraisal and documents

    Inspection, appraisal, HOA documents and lender deadlines tracked so the contract stays protected.

  5. Step 5

    Closing

    Paperwork tracked to the closing table and the keys in your hand.

Three people walking through the empty rooms of a house

Why it matters

Small details decide big transactions

Pricing, deadlines and paperwork are where real estate deals go wrong. Here is what Elizabeth watches for you.

  • Pricing from data

    Offers built from closed comparable sales, not asking prices.

  • Deadlines tracked

    Inspection, financing and appraisal dates followed so your contract stays protected.

  • Paperwork reviewed

    HOA documents, disclosures and contracts read before you sign, not after.

  • Negotiation

    Price, credits, repairs and closing dates negotiated with your goals in front.

  • One agent, start to close

    The lender, title company, inspectors and the other agent coordinated so nothing falls between them.

  • Easy to reach

    Monday to Saturday, 9 AM to 7 PM, by phone, text or email, in English or Spanish.

Plan your payment

Mortgage calculator

Adjust the figures to see an estimated monthly payment. HOA fees and insurance matter in South Florida, so include them.

$
%

$45,000 down, $405,000 borrowed

%
% / yr
$/ yr
$/ mo

Estimated monthly payment

$3,656

  • Principal and interest$2,560
  • Property tax$413
  • Home insurance$333
  • HOA dues$350

This calculator gives an estimate for planning. It is not a loan offer, a rate quote or a commitment to lend. Your lender will give you the actual figures.

Buyer questions

Questions from home buyers

Hands signing a contract on a white desk

Most purchases close 30 to 45 days after the contract is signed, once financing, inspection and appraisal are done. Cash purchases can close faster. The search before that depends on your criteria and the market.

Yes. The first conversation covers your goals, budget, timeline and the areas you are considering, with no obligation.

Buyer agent compensation is agreed in writing before you start touring homes, and it can often be negotiated as part of your purchase. Elizabeth explains the options in your first consultation, so there are no surprises later.

Yes. First-time buyers get the same process, with extra time spent on the monthly cost: association fees, insurance quotes and closing costs, so there are no surprises.

Doral, Miami, Coral Gables, Miami Beach, Broward County, West Palm Beach and Orlando. Not sure if your area is covered? Just ask.

Reviews

What clients say

Reviews load live from Elizabeth's review profile.

Ready to start?

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Buying, selling or renting?

Call, email or send Elizabeth a message. The first conversation is free.

(305) 726-7753
Elizabeth Florez Realtor

Elizabeth Florez is a licensed Florida real estate agent with My Realty Real Estate Group, based in Doral. She works with buyers, sellers, renters and pre-construction buyers across Miami-Dade, Broward, West Palm Beach and Orlando, and handles every move herself from the first call to closing day.

My Realty Real Estate Group

Florida real estate license 3124262

Contact information

7791 NW 46th St, Suite 417
Doral, FL 33166

(305) 726-7753

elizabethflorezre@gmail.com

Monday to Saturday
9:00 AM to 7:00 PM
Sunday
Closed

English and Spanish spoken. Hablamos español.

Your agent

Equal Housing Opportunity. Elizabeth Florez Realtor serves every client without regard to race, color, religion, sex, disability, familial status, national origin, sexual orientation or gender identity, in line with the federal Fair Housing Act and the Florida Fair Housing Act.

Elizabeth Florez is a licensed Florida real estate agent with My Realty Real Estate Group. Florida real estate license 3124262.

If any part of this website is hard to use, call or email Elizabeth.

© 2026 Elizabeth Florez Realtor. All rights reserved.